Retirement Income for people who don’t have a big pension

It used to be back in the “Good Ol Days” that you worked for a company for 40 years, then you retired. They threw you a party,  you got some cake, a gold watch and … A PENSION. Talk about security. Every month you walk out to the mailbox and there’s a check. Unfortunately, that’s […]

The transition from accumulation to distribution with IRA’s and 401k’s

Transitioning from “Growth & Accumulation” to “Preservation & Distribution” Common Question: “Do I need to change my investment philosophy when I start getting closer to retirement?” Answer: In our opinion, that depends on what your income situation will be, after you stop working. Let’s dive into this one a little bit and talk about it […]