Get 3.5% Interest for 5 Years – Limited Time Offer


Established 1959

Call 847-376-8400

Now through Dec. 13, 2103 the FG Guarantee-Plus® fixed deferred annuity from Fidelity & Guaranty Life Insurance Company is being offered with an extraordinary average annual interest rate of 3.5% for a five-year period – guaranteed!

Given that the current national average savings rate on a five-year CD is at 1.35%1, this five-year guaranteed rate is an opportunity for real accumulation without putting more of your hard-earned principal at risk. PLUS! There is no surrender charge to withdraw the accrued interest each year, AND the  interest earned on  annuities is tax-deferred until such earnings are withdrawn (versus being annually taxable income) — so it can be a great option to get the growth that many of our clients are looking for without the market risk found in many other financial products.

This would be for your “Safe” money that might not be earning a lot of interest right now. It’s safe and easy to set up the new account. We’ll help you with the details.

  • Earn 3.5% Fixed Interest for 5 years
  • You can withdraw the interest if you want to
  • Tax deferred means you are not paying any income taxes on the interest until you withdraw it
  • No annual fees
  • Transfer an old, low rate annuity into this (1035 exchange, no taxes)

1) Call 847-376-8400 to speak with a local licensed agent. They will be able to answer your questions and help you with all the details.

2) If you would rather have an application mailed to you, just fill in the details below and the application will be mailed to you right away.

We may need to call you to verify suitability.

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When your guarantee period expires, Fidelity & Guaranty Life will automatically renew your annuity for the same period at the then-current interest rate.  The renewal interest rate will never be less than the minimum guaranteed interest rate, which will be established between 1 percent and 3 percent.  Annuities that offer bonus interest features may have higher fees and charges, longer surrender charge periods, and lower credited interest rates than annuities that do not provide the bonus feature.

These interest rates are effective immediately, and are only available for a limited time — rates must be locked in by Dec. 13, 2013 — so the time to act is now! Call our office today to schedule a visit and learn more about this exciting, limited time offer.

We look forward to helping you enjoy and confident and comfortable retirement.

Warmest regards,

Carl Ostenson

*Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.  Average annual interest rate assumes no withdrawals or surrenders are made during the 5-year guarantee period.

1 Source:; as of 10.28.2013


Contracts issued by Fidelity & Guaranty Life Insurance Company, Baltimore, MD.  Form Numbers: FGL SPDA MY-F-C (6-04); FGL SPDA-MY-F (7-04); et al.  Subject to state availability. Certain restrictions may apply.


Annuities are long-term vehicles to help with retirement income needs. Surrender charges may apply to withdrawals. Withdrawals may be taxable and subject to penalties prior to age 59½. Withdrawals will reduce available death benefit. A market value adjustment may apply to withdrawals and may increase or decrease the surrender value.

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