Services- Ostenson Group

Services

Overview

"The whole crisis came solely about our
extravagant and vicious system of paper usury
and bank credits, exciting people to wild
speculation and gambling in stocks."

Quote

Need insurance or retirement planning
help? Call us today at 847-376-8400

		Life Insurance
		Retirement Income Planning
		Stretch IRA's

		IRA/401k Rollovers
		Reducing Risk
		Long Term Care

Life Insurance
When you want to buy life insurance, you usually look for a good price
from a solid insurance company. That's why we broker for 20+ highly
rated insurance companies. That way, you get a policy that matches
your needs, at a price that's usually as good or better than anywhere
else. It's also important to work with a knowledgeable agent to make
sure you buy the right kind of policy, and the right amount. We offer
Term, Universal Life, Whole Life, and Investment Grade Life Insurance.
Check out a Webinar to learn more.

Retirement Income Planning
You may be retired or nearing retirement. You may be dependent on
your accumulated funds to provide income that needs to last 20-30
years. Keeping it all at risk in mutual funds or the stock market could
be disastrous. We are dedicated to providing safe retirement income
solutions for those in or nearing retirement. Our customized programs
are designed to protect and conserve your assets while providing a
consistent level of income, regardless of market conditions.

Stretch IRA's
Most of us have IRA's, and when we pass on, there will be a balance.
No matter how large the balance, it makes sense to give your heirs all
the tax advantages and distribution options as you can. The Stretch
IRA allows your beneficiaries to keep the IRA in the family for a long
time. They avoid having to pay Uncle Sam a big chunk in taxes, and it
can be set up to provide them with a lifetime of wealth and income. You
need to use an ideal custodian who will set it up properly and
administer the distributions for no additional costs. If this is something
you want to learn more about, I highly recommend you watch the
Webinar on Stretch IRA's.

Reducing Risk
We all know first hand what a major stock market decline can do to a
portfolio. That's not saying the stock market is bad, it may be a good
place to put a portion of your funds. It also makes sense to put a
portion into something safe. Something that can still give you a decent
return, and at the same time has contractual guarantees protecting
your principal and your gains. We provide annuities and other safe
alternatives, for that portion of your money that you want to keep safe.

Disclaimer
The Ostenson Group nor it's employees do not provide tax, legal, or
investment advice. We are not securities licensed, and do not provide
advice in the buying and selling of stocks, mutual funds or other
securities.

Long Term Care Insurance
This can be the glue that holds your retirement together. Protecting
your money from the expenses of Long Term Care, either at you own
home, a nursing home, or an assisted living facility, can be a smart
thing to do, but it's not for everyone. We offer Long term Care
Insurance from 8 major providers. This way you can compare features
and costs, and decide on a policy that makes sense for you, and that
you can afford.

President James Buchanan, 1856